Call me old fashioned, but I keep my paper money in a moneyclip. I don't carry much usually, today just a single dollar, but it's in the clip. I also carry a couple of folded up 3X5 cards to write notes on. An old habit that has served me well. I don't normally spend more than I have in my moneyclip on impulse buys. Sure, sometimes I overspend and overtip on a fancy coffee, but for the most part I don't spend what I don't have.Old fashioned maybe, but what if congress acted the same way with my money that I do? Everytime they are tempted to spend on impulse (or media pressure), pull out the moneyclip and see if there is enough. Sure, they are bound to spend some on things that I wouldn't, but they would know what they have and spend only what has been saved up and set aside for that purpose.
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